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Chapter 7 Bankruptcy

In order to qualify for Chapter 7 Bankruptcy, you must pass the “means test.” That means that if your income is less than the median income in your county, you qualify to apply for bankruptcy...

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Chapter 13 Bankruptcy

If you have a regular income and, after paying off all of your necessary expenses, you have some money left over to pay down your debts, the court will “restructure” your debts over a 5 year payment...

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How Do I Rebuild My Credit After Bankruptcy?

Many individuals who file for bankruptcy already have heavily damaged credit due to late payments, repossessions, foreclosure proceedings and judgments. In this case, one of the factors that has...

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Can A Creditor Pursue a Debtor’s Co-Signor After Discharge?

Many people have loans or debts where a friend or relative has guaranteed or co-signed a loan. In these situations, individuals considering filing for Bankruptcy are often concerned whether any...

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Bankruptcy Filings Up 35% Over Last Year

David Ingram, of the LegalTimes blog, reported on some startling statistics about sharply increased bankruptcy filings this year over last year. While overall bankruptcy filings are up 35%, the numbers...

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Waiting Period for Receiving Another Bankruptcy Discharge

If you have already completed your Chapter 13 payment plan or Chapter 7 bankruptcy proceeding, and have received a discharge, you will hopefully be in good shape to begin a new financially unencumbered...

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Common Questions and Answers With Bankruptcy Attorney Elliot Schlissel

As readers know, our office has a significant bankruptcy practice (more bankruptcy information is available there). Below are some frequently asked questions and Mr. Schlissel’s answers. For help with...

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Frequent Questions About How Bankruptcy Affects Others and Rebuilding Credit

As readers know, our office has a significant bankruptcy practice (more bankruptcy information is available there). I addition to the issues Mr. Schlissel addressed yesterday, below are some more...

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Supreme Court Considers Congress’ Attempt to Regulate Attorney/Client...

The Supreme Court heard arguments on Monday in the case of Milavetz, Gallop & Milavetz v. the United States. The specifics of the case were discussed in a series of articles in the New York Law...

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Congress Should Help Homeowners

The federal government has bailed Wall Street firms out to the tune of $700,000,000.00. This is a form of corporate welfare. The restructuring was done to prevent large Wall Street firms from going...

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